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Angel Court 81 St Clements
Oxford, OX4 1AW UK

T: +44 (0)1865 725304

© 2021 Opportunity InternationalOpportunity International United Kingdom is registered as a charity in England and Wales (1107713) and in Scotland (SCO39692).

Where We Work South Africa

Get facts about poverty in South Africa and learn how we empower its people to work their way out of poverty and build a safety net for the future.

There is a great need to build trust in financial institutions among South Africans, who are often denied access to credit from regular commercial banks. With 31.3 percent of the population living below the poverty line and 10 percent of South Africans holding 80 percent of the country’s wealth, those at the bottom of the economic pyramid lack meaningful access to formal banking services.

Opportunity South Africa started in 2006 in response to the country’s socioeconomic inequality and the high potential of its small and medium enterprises (SMEs). By equipping entrepreneurs with the tools they need to bring employment to their communities, Opportunity International aims to be a key player in eliminating poverty in South Africa. Headquartered in Pietermaritzburg, we serve areas of the Kwa Zulu-Natal province where unemployment and extreme poverty are commonplace.

Opportunity South Africa operates 10 branches that provide a variety of services to SMEs, including:

SME Loans: Opportunity South Africa supports talented enterprises with loans that generate employment opportunities within their respective communities.

Rural Expansion: Opportunity South Africa is focused on expanding its distribution network into rural townships through kiosks located in building supply and hardware stores—places where clients purchase equipment and supplies. Additionally, Opportunity South Africa now offers mobile banking.

Solar Water Heating (SWH): The global use of SWHs is driven by the socio-economic need for job creation, environmental concerns, energy security, national economy and peak demand reduction. Opportunity South Africa has entered into a partnership with a supplier of solar-powered water heating systems. We finance these solar water heating systems for our low-income clients.

Education Finance: Opportunity South Africa designed and launched the school fee loan product in response to the low rate of kids in school within the rural communities surrounding Pietermaritzburg and Durban. School Improvement loans are also available.

Additional Services Offered

  • Business loans: machinery/equipment financing loans
  • Other loans: vehicle financing and home improvement loans
  • Insurance: credit life

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