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© 2026 Opportunity InternationalOpportunity International United Kingdom is registered as a charity in England and Wales (1107713) and in Scotland (SCO39692).

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Where we Work

MALAWI

Malawi is one of the poorest, least developed countries in the world. According to the World Bank, just over half of Malawians live below the national poverty line, and one fifth live in extreme poverty. Poverty in Malawi is predominantly rural, with nearly 95% of poor households living in rural areas.

The majority of Malawi’s population are dependent on rain-fed agriculture for their survival, a precarious livelihood given decreasing access to land, and increasing vulnerability to climate change including regular cycles of drought and floods. Formal financial inclusion is low, with 67% of Malawian adults (70% women) unbanked. Financial inclusion is lowest amongst rural populations, especially smallholder farmers, women and youth.

MALAWI

Rural Resilience in Malawi

Building on our previous work, we launched a three-year initiative to strengthen resilience for 30,000 rural households in Malawi. As climate shocks and rising costs strain family budgets, this programme will help households save, access small loans and adopt farming methods that protect their crops during droughts and floods, while ensuring minority groups are not left behind. By connecting households to training, financial services and digital tools like our AI-powered Ulangizi Farmer App, farmers will be able to grow more resilient crops, earn a sustainable income, access emergency funds and secure loans to help them rebuild or expand their farms.

Our Impact

Opportunity International has been supporting programmes in Malawi since 2006. Our new three- year project, build on this work to provide access to finance and training to some of the poorest and most financially excluded districts of central and southern Malawi.

26,312
rural entrepreneurs and smallholder farmers with training in financial literacy and business management
14,000
rural entrepreneurs and smallholder farmers benefit from increased access to formal financial services (savings and loans)
9,975
VSLA members have gained access to formal savings.
60%
of participating women to report greater confidence to participate in decision-making

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